Overview

Treasury Software's ACH Universal Online supports VanCity Credit Union Canadian EFT files using the CPA Standard 005 (CPA-005) format. VanCity utilizes Central 1 Credit Union specifications for Electronic Funds Transfer (EFT) processing. This guide explains how to configure your account and generate CPA-005 compliant EFT files for submission to VanCity Credit Union.

Table of Contents

• CPA-005 & VanCity Format Overview
• Central 1 Processing Requirements
• Step-by-Step VanCity EFT Setup
• File Creation Number (FCN) Requirements
• Frequently Asked Questions (FAQs)

CPA-005 & VanCity Format Overview

VanCity processes Canadian EFT transactions using Central 1's CPA Standard 005 specifications. Treasury Software generates compliant CPA-005 files that can be uploaded or transmitted according to your banking arrangement with VanCity.

Key Features

• Supports Canadian Electronic Funds Transfer (EFT) processing
• Uses CPA Standard 005 formatting
• Compatible with Central 1 Credit Union specifications
• Supports both EFT credits and EFT debits (subject to your banking agreement)

Central 1 Processing Requirements 

VanCity Credit Union - uses Central1's specifications:

https://www.vancity.com/SharedContent/documents/CPA_Std005_Specs.pdf

British Columbia & Atlantic Region

• Destination Data Centre: 86900
• Financial Institution Number: 809

Ontario Region

• Destination Data Centre: 86920
• Financial Institution Number: 828

These values are specified for VanCity customers using Central 1 processing standards.

Step-by-Step VanCity Canadian EFT File Setup

Step 1: Canadian EFT Setup

From the Home screen, select the 'Canadian EFT Setup' tile.

Step 2: Choose VanCity from Canadian bank options

• Use the dropdown button to choose VanCity. This will pre-populate VanCity specifications.
• Choose the correct Destination Data Centre

Step 3: Enter Company & Banking Information

Complete the following fields:

• Short Company Name (many banks require all capitalized letters and no spaces)
• Long Company Name
• Scotiabank Account Number
• Originator ID (provided by Scotiabank)
• Financial Institution Number 

Click 'Save Changes'

Step 4: Configure File Creation Number (FCN)

The initial File Creation Number should be: 001

Step 5: Auto-Generate Transaction IDs

For clients that do no have transaction reference numbers available:

Enable Auto-Generate Transaction ID Numbers

Step 6: Create Your EFT File

Continue with the Canadian EFT file creation process using:

Getting Started with Creating Canadian EFT Files

File Creation Number (FCN) Requirements

Production Files:

• Start with FCN: 0001
• Increment sequentially for future files

Resetting the FCN:

If instructed by your bank to restart numbering:

1. Click 'File Creation Number' in the left navigation menu.
2. Enter the desired number.
3. Click 'Save'.

Frequently Asked Questions (FAQs)

1. What EFT file format does VanCity use?

VanCity uses CPA Standard 005 (CPA-005) specifications through Central 1 Credit Union processing.

2. What institution number should I use?

• BC Region: 809
• Ontario Region: 828

3. Which destination data centre should I use?

• BC & Atlantic Region: 86900
• Ontario Region: 86920

4. What File Creation Number should I start with?

Begin with 0001 for your first production EFT file.

Need Help?

Still have questions? Contact Treasury Software Support or visit www.treasurysoftware.com for personalized assistance.