Several large banks, such as JP Morgan Chase and Wells Fargo, require an additional security record within the ACH file.
Your login record may look like:
$$ADD ID=ABCDEFGH BID='COMPANY ARP INPUT FILE'
or
LOGDX ......
To enter your security record, select from the main menu:
Select the Settings tab > Transmission Options > Local File.
Enter the information in the field as below, and then click 'Close'.