ACH Universal supports both of Toronto Dominion's 80 byte and 1464 byte file formats.
To configure your account for Toronto Dominion:
--On the Home tab click Canada EFT Settings.
--Check the box Activate Canadian format
--Select Toronto Dominion
--In the Destination Data Centre box - always 00420
Enter your company information as below. Note:
--Enter your 11 digit Toronto Dominion account number.
--Your institutional id is 9 digits, and is comprised of
|TTTTT||Branch Transit #|
It should start with 0004 (0 + 004).
If your branch (transit) number is 10202 for example, enter 000410202
File Creation Number (FCN)
Production - The first production file you send must be 0001.
Subsequent file creation numbers (FCN) should increment by 1.
Once you've started production and upload each file, typically you do not need to ever change/set/reset the FCN as ACH Universal will auto-increment each file by 1.
What do I need to do?
During testing - nothing. Create test files as needed.
Once you are ready to start sending live transmissions - enter 0001 (or 1) into the 'Reset FCN' box below and click to reset. The next EFT file you create will have an FCN of 0001. This is a one-time step.
Later during your normal course of operations, it create files but do not send them - you can reset the number here to the next FCN desired.
Tip: If you lose track of the File Creation Numbers (FCN) - go to Reports > Transmittal Logs - and you can see the FCNs for the previous transmissions.
Selection of 80 byte vs. 1464 byte file formats
If you want to create 1464 byte length files, leave the checkbox UNchecked. You do not need to select debits or credits - as a 1464 byte length file can contain both.
If you want to create 80 byte length files, check the box - and select either debits or credits. An 80 byte file cannot contain both.
If you are signed up for 80 bytes with TD and need to send both debits and credit transactions, you have two options:
1. Contact TD and have them switch you to the 1464 byte format. Then follow our instructions for creating 1464 byte files. (Highly recommended option).
2. Create separate accounts with ACH Universal - one for debits and one for credits.
We do not recommend using one account and flipping the option settings above each time - as it is possible to forget to flip the option - and you could end up collecting funds from your employees and vendors. (Terrible).
Note: The 'Other Codes' section has been set for TD. Do not change these settings.
Click on OK to save your work - you are done setting up!!!
--TD will accept (warehouse) transactions up to 35 days in the future.