SFTP requires the  Advanced Enterprise ACH Universal license.

You will need your Private key and your Bank's Public key to complete this setup.

To access SFTP setup, click Settings > Transmission Options > Transmission Method > SSH Settings (see below).

This will start the SSH Wizard.  Click Next.
 

Enter your settings as needed.
You can click on 'Test Connection' to test your work.
 
Notes:

--If the User ID appears to be an email address, check with your bank.

For example if they send you jjones@yourbank.com they may only want you to enter jjones as the User ID.

They may want you to leave off the bank domain name (i.e., yourbank.com).

--If your bank has specified a remote folder, type it in on 'Remote Folder'--otherwise leave blank.

When finished, click 'Finish'.

Reminder - Don't forget to turn 'On' SSH - by selecting SSH.

 
While our SSH file transmission tool enables you to work with the majority of banks, we cannot guarantee compatibility with every bank.  If your bank has unique requirements, we recommend using an FTP client, such as Ipswitch's WS_FTP. 

Note: Right Networks clients
You must contact Right Networks with your bank's IP address (not a URL).