An Account in ACH Universal Online is a database.  Your accounts store information about your bank and your company as well as all the Profile information for your customers, employees, and vendors.  Your transaction data is also stored within each separate account.  You may need or want to create more than one account if you pay out of different bank accounts or if you would like to separate different processes (Payroll, Vendor Payments, Accounts Receivable, etc.)

When starting ACH Universal Online, an account is already created for you -- 'Account 1'.

The Owner/Admin can rename the account (Under Settings >Accounts).

You can create a new account by clicking on the "+" on the left side navigation.  You'll want to be able to identify the bank account if more than one account is being created.  You can create up to 14 accounts with one license.

Note:  You will want to create one account in the software for each bank account or entity that will be originating (paying or receiving) funds transfers.

Next up:  Completing the ACH Setup!  ACH File Quick Setup