Currently, EDI is the standard for populating the remittance records (7 records) for CTX.
However, a new XML-based standard has been proposed for the remittance records, and ACH Universal has added this newly proposed standard as well.
Please note that while we are supporters of the proposed standard, it can only be used between parties that have elected to opt-in.
In the ACH Setup, be sure to elect the CTX-EDI option on Screen 3.
From the Profiles tab, select a profile and click 'Edit Record'.
Click the CTX tab (far right).
In the 'Format to use for this vendor' field, select the XML option and then save. Repeat these steps to enable as many vendors as needed.
--ACH Universal has incorporated the Opt-in Rules for Incorporating XML Messaging in ACH Addenda Records (XML-ACH).
For a copy of this document, as well as additional information, please refer to:
--Support in ACH Universal for XML segments is 100% compliant with the EPN STP 820 transaction set for EDI.
Sample XML-based ACH-CTX file.
Sample EDI-based ACH-CTX file (as a guide for comparison)
The process of importing files to create CTX-XML files is identical to the process of importing files to create CTX-EDI.